Out of Monterey Jack cheese? No problem. These 7 substitutes melt beautifully, match the flavor, and work in everything from nachos to mac & cheese. Whether you're cooking Mexican, Italian, or a weeknight bake, there's a swap here for you.

Wondering what cheese is like Monterey Jack or what to use as a Monterey Jack cheese alternative? You’re in the right place. Let’s find your perfect substitute.
What is Monterey Jack Cheese?
Monterey Jack, sometimes shortened to Jack cheese or Jack is an American semi-hard cow’s milk cheese. It has a pale yellow color and a mildly sweet and buttery flavor. The buttery taste comes from the cheese cultures used during production. The texture is smooth and flexible when young, becoming firmer and more granular as it ages.
This creamy mouthfeel melts exceptionally well, making it a popular choice for grilled cheese sandwiches, quesadillas, nachos, baked dishes, and more. Its mild flavor allows it to blend well with other ingredients without overpowering them.
The cheese originated in Monterey, California, by Scottish and Mexican immigrant families in the 1800s. It is still a staple of Mexican and Tex-Mex cuisines and American cooking.
The Best Substitute for Monterey Jack Cheese
These mild and melty alternatives will work superbly if you don't have this ingredient. All of the following cheeses can be substituted in equal amounts.
1. Mild Cheddar Cheese

Why it works: Mild cheddar cheese has a pale color, smooth texture, and subtle flavor similar to this cheese. It melts well with just a slightly sharper taste.
Example dishes: Quesadillas, pizza, pasta bakes
2. Mozzarella Cheese

Why it works: Mozzarella offers the quintessential melted, stretchy texture. The mild, milky flavor also makes it a seamless sub.
Example dishes: Grilled cheese, quesadillas, pizza
3. Havarti Cheese

Why it works: Havarti's creaminess and multidimensional buttery, nutty taste make it a direct flavor match for Jack. It melts smoothly.
Example dishes: Sandwiches, cheese plates
4. Gouda Cheese

Why it works: Young, mild gouda cheese offers a similar creamy mouthfeel and sweet nuttiness. Aged Gouda can sub for dry Jack.
Example dishes: Mac and cheese, paninis, cheese fondue
5. Colby Jack Cheese

Why it works: Colby Jack is a direct mix of Colby cheese and Monterey Jack. On its own, Colby cheese has a comparable mildness and texture.
Example dishes: Omelets, tacos, grilled cheese
6. Fontina Cheese

Why it works: Fontina has a velvety texture and nutty, buttery sweetness similar to Monterey Jack. It melts exceptionally well.
Example dishes: Pizza, pasta, panini
7. Queso Quesadilla

Why it works: This Mexican cheese is designed for melting with a similar milky flavor. It performs well in Tex-Mex recipes.
Example dishes: Mexican dishes, such as quesadillas, nachos, enchiladas
More Cheeses Similar to Monterey Jack
- Muenster: soft, mild, melty
- Provolone: especially good for pizza or sandwiches
- Swiss cheese: nutty and mild; best for melting
- Asiago (young): a firmer swap, best in pasta or risotto
- Port Salut: creamy and soft, good in grilled cheese
- Edam: mild flavor, ages well, nice for snacking or bakes
How to Use Monterey Jack Cheese in Cooking
1. Grilled Cheese, Paninis & Sandwiches
Jack melts beautifully into gooey grilled cheese, toasted sandwiches, and paninis.
Substitutes: Havarti, young Gouda cheese, Muenster
2. Tacos, Quesadillas, Enchiladas, Nachos

From quesadillas to nachos and tacos, this cheese holds everything together without overpowering.
Substitutes: Queso Quesadilla, Colby, Mild Cheddar, Mozzarella
3. Pasta, Bakes, Cheese Sauce, and Risotto

Melt it into mac & cheese, baked ziti, creamy risottos, and cheese sauces for velvety texture.
Substitutes: Young Gouda, Asiago (young), Fontina, Mild Cheddar
4. Soups, Chowders & Fondue
Adds creaminess to chowders, cheesy soups, and melty fondue mixes.
Substitute: Swiss, Havarti, Mozzarella
5. Cheese Boards & Salads

Its approachable taste pairs well with fruit, cured meat, and greens.
Substitutes: Edam, Muenster, Provolone
Handy Tips for Substituting Monterey Jack Cheese
- For improved meltability, shred or slice the cheese thinly versus large chunks.
- Adjust spice levels in a recipe if swapping for a more robust cheese like aged gouda cheese or cheddar.
- Add a pinch of lemon juice or white vinegar to mimic Monterey Jack's subtle tang.
- For a creamier consistency, melt the substitute cheese with a splash of milk or cream.
- Opt for younger, fresher cheeses as they typically have a milder flavor best suited to substitute.
- Try combining cheeses like cheddar cheese and mozzarella to get closer to Monterey Jack's flavor.
- Bake cheese sauce or fondue substitutes at a lower temperature to prevent separating.

Can you substitute Monterey Jack with mozzarella?
Mozzarella substitutes Monterey Jack due to its mild, milky flavor and exceptional melting qualities. Adjust any added salt since mozzarella has higher sodium levels.
Are Colby and Monterey Jack the same?
No, these are two distinct cheeses. Colby has a softer, waxier texture versus Monterey Jack’s firmness. But their mild flavors complement each other well in Colby Jack.
What cheese is most like Monterey Jack?
Havarti cheese is the most similar substitute, offering a buttery flavor and creamy texture like Monterey Jack. Other close matches are aged gouda, muenster, and mild cheddar.
What cheese does Monterey Jack taste like?
What's the difference between cheddar cheese and Monterey Jack cheese?
Cheddar has a sharper, more intense flavor than the milder Monterey Jack. Cheddar is also harder and crumblier versus Monterey Jack's softer, supple texture when melted.
What is special about Monterey Jack cheese?
What makes this cheese special is its signature meltability and creamy texture when heated, making it perfect for quesadillas, grilled cheese, baked pasta, and more. It also has a mild, subtly tangy flavor.
Is Pepper Jack cheese the same as Monterey Jack?
No, Pepper Jack cheese is Monterey Jack with added crushed red or green pepper flakes, giving it a spicy kick. Traditional Monterey Jack does not contain pepper flavoring. So, if you prefer a spicier cheese, Pepper Jack cheese is the best option.
What goes well with Monterey Jack cheese?
Is Monterey Jack cheese good for melting?
Yes, this cheese is prized for its meltability. It gets incredibly creamy, smooth, and gooey when melted, making it perfect for grilled cheese, quesadillas, nachos, baked pasta, and pizza.
Can I substitute Monterey Jack for Parmesan cheese?
Parmesan cheese is too hard and intense to substitute for the mild, creamy Monterey Jack. Better alternatives are subbing in mozzarella, Swiss, provolone, or mild cheddar instead. That said, parmesan cheese is an excellent alternative to Dry Jack cheese, a different cheese altogether.
Is Monterey Jack cheese healthier than cheddar?
Monterey Jack is slightly healthier than regular cheddar. It has less fat and calories per ounce, as well as more calcium and less sodium. However, low-fat or reduced-sodium cheddar varieties can align with Monterey Jack’s nutrition profile.
Can you buy Monterey Jack cheese in England?
It is possible to find Monterey Jack cheese in England at some specialty cheese shops, online gourmet food retailers, or international food stores. However, it is not as common as in the US since it originated in California.
Can I substitute cheddar cheese for Monterey Jack?
Yes. Mild cheddar cheese makes an excellent substitute for Monterey Jack. It has a similar pale color, smooth texture, and meltability. The flavor is slightly sharper, so it's best used in cooked dishes like quesadillas, mac and cheese, or casseroles where the flavor can blend with other ingredients.
Other Handy Cheese Substitute Guides
If you've run out of other types of cheeses, I've got you back:
Joaquin Mora says
super handy to know! thanks for sharing xx
Erin Forman says
I love Monterey jack cheese, especially the one with the pepper inside
Matt Bradley says
I loooooove Monterey Jack cheese! I am so glad you shared there substitutes!
Ariel Jewtraw says
what are the ingredients for Monterrey jack cheese
Michelle says
Usually it's made with Pepper and black chillies ... but it depends
Michelle
Burch says
That's Pepper Jack.